by Gerald McIntyre, NSCLC Attorney
Recent
press coverage, including a lead story in the New York Times
(Disability Cases Last Far Longer as Backlog Rises,” Dec. 10, 2007)
has shined a spotlight on the toll in human suffering caused by
excessive delays in the Social Security Administration’s (SSA)
appeals process for disability claims. Meanwhile, in a development
which has largely passed under the radar, SSA is proposing major
changes to its appeals process which will result in many of the same
people in the appeals pipeline never receiving the disability
benefits for which they have been waiting so long, even though they
are clearly disabled. SSA estimates that these changes, if put into
effect, would result in $1.5 billion less in benefits paid out over
the next 10 years.
Reading
the proposed changes to the appeals process would readily put most
readers to sleep as they are awash in a host of new technical
requirements, barely intelligible to lawyers practicing in the field.
However, the cumulative effect of these new rules will make it more
difficult for those who most need the benefits to succeed in their
appeals. The current appeal process is designed to be informal and
consumer friendly in recognition of the profile of the typical
disability applicant and to enable people to file applications and
the initial appeals on their own without the need to hire a lawyer.
The proposed rules would change all that by creating a series of
traps for the unwary with time limits for every step in the process,
including a requirement that administrative law judges not consider
some medical evidence of disability if it is not submitted within
strict time limits. The new rules would even require administrative
law judges to not consider any evidence that a person’s medical
condition has worsened when a case has been remanded for a new
hearing on disability.
In
a telling admission, SSA states in the summary of the proposed rules
that it would like to make the procedure in the final stage of the
administrative appeals process more like the procedure in a federal
court of appeals. This conveniently overlooks the fact that parties
to federal court litigation almost invariably start the process with
a lawyer to represent them, whereas Americans almost never hire a
lawyer to represent them when they go to their local Social Security
office to file an application for benefits. In addition, the
educational level of the typical person appealing a denial of
disability benefits is significantly less than the level of the
American population as a whole. They are also significantly more
likely to have a diagnosed mental impairment. On top of this, most
people do not even think of hiring a lawyer until they have received
a denial on their initial appeal and have requested an administrative
law judge hearing. Since most people are not aware of the Social
Security disability standard, let alone how to prove it, this means
that most applicants do not have sufficient medical evidence in the
record at the time they retain a lawyer.
The
strict time limits proposed will have the effect of creating a two
tier system, discriminating against the poor who are less likely to
have regular medical providers and who are far more likely to rely on
public health care systems which are often notoriously slow in
producing medical records. Indeed, for many poor people who have not
had regular access to health care or whose doctors are not familiar
with what is required to establish disability under the Social
Security disability standard, it will be necessary to arrange for
consultations or perform tests in order to establish that the
disability standard is met, thus making it more difficult to provide
adequate medical records within these new time limits.
The
Administration seems to be motivated primarily by a desire to reduce
the current high percentage of people winning benefits on appeal.
Congress needs to examine these proposed changes before they go into
effect so they do not thwart the very purpose of the disability
program by denying benefits to people with proven disabilities simply
because they could not afford regular medical care or were unable to
navigate various procedural pitfalls. The final date for comments on
the proposed rule is December 28, 2007.